Over the last five years, energy prices in the UK have been on a rollercoaster, affected by various factors such as global market conditions, political decisions, and the introduction of regulatory measures like the energy price cap. This article delves into the key trends in energy prices during this period, discusses the impact of the […]
UK Energy Prices: Trends, Energy Cap, and What Lies Ahead Read More »
Overdrafts are often used for short-term needs, such as covering bills or expenses before a paycheck arrives. They are particularly useful for emergencies and are generally intended for short periods.
Overdrafts vs Credit Cards: Key Differences Read More »
In both the US and Canada, credit card debt far surpasses overdraft usage. This reflects the broader acceptance and utility of credit cards as a primary financial product for managing expenses.
Overdrafts vs. Credit Cards: A Comparative Analysis for Consumers in the US and Canada Read More »
By 2010, student loan debt surpassed credit card debt in the United States, and by 2014, it had exceeded $1 trillion.
High levels of student debt can delay major life decisions for graduates, such as buying a home or starting a family.
The Rising Tide of Student Loan Debt in England: A Comprehensive Analysis Read More »
With many students unable to meet these costs through savings or family support alone, credit cards have become an increasingly common financial lifeline.
Rising Credit Card Debt Among Students in 2024: A Growing Concern Read More »
Journey to the Financial Services and Markets Act 2023 began with the UK’s decision to leave the European Union. For decades, the UK operated under a regulatory framework heavily influenced by EU directives
The Financial Services and Markets Act 2023 – A New Era for UK Financial Regulation Read More »
Those with limited financial literacy, were unaware of the potential pitfalls of Buy Now Pay Later (BNPL), such as hidden fees, the impact on credit scores, and the risk of accumulating debt
Buy Now Pay Later Regulation in UK – A New Chapter for Consumer Credit Read More »
Pensioners, who are often targeted by scams or who may struggle with managing recurring payments, will benefit from the increased security and flexibility offered by VRPs
The Future of Payments in the UK – New Regulations on Card Services Read More »
The ability for landlords to evict tenants without cause created an environment where renters often felt at the mercy of their landlords
The Renters’ Reform Bill: Transforming the UK Rental Market Read More »
